| 
                              | 
                        
                            
                             
                                Our Service 
                            
                                MyStockFund integrates widely accepted principles of long-term investing, dollar-cost-averaging
                                and dividend reinvestment programs into an easy-to-use online platform that supports
                                and encourages individual investors to build wealth over time. Our service keeps
                                investing simple and cost-effective with a dollar-based platform, flexible investing
                                plans, automatic investment options and free dividend reinvestment. We give our
                                members an intuitive platform to build a diversified portfolio in stocks, index
                                funds and bond funds without the high fees and trading costs of traditional brokerage
                                firms. By adopting a “pay yourself first” savings plan and combining it with a conservative
                                and wholesome approach to investing, MyStockFund will assist you in turning your
                                dreams into a reality. Whether you are saving for college tuition, investing alongside
                                your
                                
                                    401(k)
                                or pension plan, or merely “squirreling” away some money for your next big goal,
                                MyStockFund is ready for you with its secure and accessible online brokerage service.
                                We are available 24 hours a day for your convenience.
                             
                            
                                Our Company 
                            
                            
                                MyStockFund Securities, Inc. is a wholly owned subsidiary of Banks.com (BNX: Amex)
                                located in San Francisco, California. Online Investments launched the MyStockFund
                                investing service to the public through various credit unions and partners in 2000.
                             
                            
                                MyStockFund Securities clears transactions through our partner, Legent Corporation.
                                My StockFund Securities, Inc. is a member of the FINRA and SIPC.
                             
                            
                             
                            MyStockFund Securities, Inc. launches the QQQDirect® program and closes the NASDAQ
                            stock market on March 6, 2006.
                         |